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5 Beds
3 Baths
1,895 sqft

$275,000

640 3rd Avenue, Watervliet NY, 12189

Price per sqft$145.12
Built in1880
Property size1,895 sqft
Property typeMulti-family

Overview

Active

Listed Oct 23, 2026

Updated 10 min ago

Great opportunity to own a well-located three-unit property in Watervliet with easy access to I-787, nearby restaurants, and public transportation. The property features three separate apartments: Unit 1 offers 2 bedrooms and 1 bathroom on the first floor, Unit 2 features 2 bedrooms and 1 bathroom on the second floor, and Unit 3 offers 1 bedroom and 1 bathroom on the first floor. Additional features include off-street parking in the lot behind the building and a convenient location next to a laundromat. Whether you're expanding your investment portfolio or looking to live in one unit while generating rental income from the others, this versatile multi-family property offers excellent potential! Recent improvements: Apt 1 - updated floors and paint (2023) Apt 2 - updated floors, paint, appliances (2026) Apt 3 - updated floors and paint (2026) new hot water heather (2025) Chimney liners and rebuilt (2020) Basement bilco door (2021) Replaced roof (2021) Replaced hot water heaters Apt 1&2 (2022) Replaced upper deck (2022) Replaced front steps (2022)

$1,830/mo

Est. mortgage payment based on a $275,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
202628838

Interior Features

Bedrooms
5
Bathrooms
3
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.06 Acres

Other Property Details

Taxes
$6,222
Tax Frequency
Annually
View
Yes

Listed by Julius Paul with J Paul Realty Group LLC
Listing Contact: 518-209-9700 

The IDX display contains information sourced from Global MLS as of 10/25/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

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Data last updated on 10/25/2026 at 4:04 AM UTC

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